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We have discovered that the volume of debit cards issued by banks grew at a CAGR close to 40% between FY 2006 and FY 2009, and that we anticipate that this prospective buyers of the industry will continue buoyant, owing to low payment card penetration in conjunction with surge in card spending because of rising income quantity of a Indian population. Moreover, consumer?s preference towards the use of cards over cash will boost because of its safety and easy access. Besides, there are numerous other benefits, like reward points and discounts, made available from merchants and also bankers, which will lure customers to search by their payment cards. Moreover, the increasing trend of shopping on the web in addition has provided the impetus for the growth of the profession. We have also studied the Indian payment card industry regarding technology adoption and scope of different technologies in the future.
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Our research also suggests that the near future growth trend, somewhat, is going to be influenced by the financial turmoil and credit squeeze. Nevertheless, the overall trend will remain positive on the forecast period. The baseline for that optimistic future outlook of our report is the government may be actively supporting card usage in current years to slice the operating cost and to avoid tax delinquencies. In fact, RBI has proposed to file for a domestic payment card (India Card) as well as a POS switch network for issuance and acceptance of payment cards.
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